Recover Money Your Business Should Never Have Been Charged
Specialist commercial audits for UK SMEs — uncovering overcharges in merchant services, commercial water, utilities and telecom contracts.
- Professional Indemnity Insured
- Structured Written Audit Report
- No Action Taken Without Client Approval
Commercial Audit Performance Metrics
Based on completed audit engagements to date.
Why UK Businesses Commonly Overpay
Many UK SMEs unknowingly overpay due to contractual structures, automatic renewals and billing classifications that are rarely reviewed once agreements are signed.
- Auto-renewed merchant service agreements
- Deemed commercial water rates
- Hidden energy standing charges
- Telecom early termination penalties
- Misclassified supply contracts
- Uncapped renewal clauses
What We Audit
Commercial contracts often auto-renew annually, early review is advisable.
How The Commercial Audit Works
Secure Document Submission
Clients upload contracts and billing documentation securely.
Structured Review
Detailed contract and billing assessment is conducted.
Written Findings Report
Delivered within 3 working days of receiving complete documentation.
Recovery Action Only With Client Approval
No action taken without written approval.
All submitted documentation is handled confidentially and stored securely.
Commercial Audit Engagement Fee- £225
Full review of merchant, water and utility contracts
Detailed written findings report
Delivery within 3 working days of receiving complete documentation
Clear breakdown of identified recovery opportunities
No obligation to proceed beyond audit findings
The audit fee covers professional time and compliance review. A success fee only applies where recovery action is formally approved by the client.
Founder - Raveena Bawa 
Commercial Recovery Bureau was founded by Raveena Bawa to address systemic overcharging within SME commercial contracts — an area often overlooked once agreements are signed.
Having observed recurring patterns in merchant services, commercial water and utility billing structures, CRB was established to provide structured, transparent audit reviews that protect business owners from avoidable financial leakage.
CRB operates under a defined engagement model, ensuring clients retain full visibility and control throughout the process. Every audit is conducted within a clearly defined scope and delivered within agreed timeframes.
The focus is professional commercial review — not aggressive claims handling — working either directly with business owners or alongside accountants and advisors.
Commercial Recovery Bureau works alongside accountants and professional advisors to support SME clients in identifying commercial overcharges.
- Transparent referral structure
- Full written audit reporting
- No obligation for referred clients
- Professional indemnity insured

We respond within one working day.
Get In Contact!
If you're concerned about overpaying on utilities, merchant services, telecoms, or business rates, our team is here to help. Call us on 0203 856 3576 or submit your enquiry and one of our business audit specialists will get back to you to discuss how we can help your company recover lost revenue and cut unnecessary costs.
